Digital safety & tech guidance
built for the people you love.
One trusted number. Any question. Any time. Serving adults 55+ and their families.
Tier 1
Guard
Scam protection + staying informed
- $1M Fraud Protection Policy — Carefull covers qualifying losses up to $1,000,000
- Real-Time Scam Monitoring — Transaction alerts, suspicious flags, bill change detection
- Trusted Family Access — Add a family member to co-monitor your account
- Monthly Newsletter — Scam alerts & tech tips curated for seniors
- Identity Recovery Support — Credit freeze, dark web monitoring, lost-wallet help
Tier 2
Guide
Guard + AI text companion
- Everything in Guard, plus:
- Unlimited Text Q&A — "How do I use my iPhone?" · "What's a meal delivery app?" · Any topic
- AI-Powered, Senior-Curated Answers — Clear, warm, plain-language — no jargon, no overwhelm
- Scam Screenshot Review — Forward a suspicious email or photo and ask — we'll tell you
- Conversation Memory — We remember your context — no starting over each time
Tier 3 · Most Personal
Companion
A real human, always in your corner
- Everything in Guard + Guide, plus:
- Human Answers Every Text — A real person, not AI, reads and responds personally
- Billing & Account Advocacy — "Why did my bill go up?" — we help you understand
- Life Navigation Support — Scheduling rides, finding services, figuring out apps — together
- Priority Response · Limited Availability — Companion memberships are limited to ensure personal attention
Every plan includes a $1,000,000 fraud protection policy purpose-built for seniors. Carefull monitors transactions in real time, blocks suspicious purchases like bulk gift cards or large wire transfers, detects spending changes that signal fraud, and allows a trusted family member to be added so you're never facing it alone.
Subscription Terms
WhatleyGuard is a monthly subscription service billed automatically each month. All plans require a 1-year commitment at founding member rates.
You may cancel at any time with 30 days written notice — simply text or email us and we'll take care of the rest. No runaround, no hassle.
At a glance
| Feature | Guard · $19/mo | Guide · $39/mo | Companion · $89/mo |
|---|---|---|---|
| $1M Carefull Fraud Protection | ✓ | ✓ | ✓ |
| Real-Time Transaction Monitoring | ✓ | ✓ | ✓ |
| Trusted Family Access | ✓ | ✓ | ✓ |
| Monthly Newsletter | ✓ | ✓ | ✓ |
| Unlimited Text Q&A | — | AI-Powered | Human |
| Scam Screenshot Review | — | ✓ | ✓ |
| Billing & Account Advocacy | — | — | ✓ |
| Life Navigation Support | — | — | ✓ |
| Human Answers Every Message | — | — | ✓ |